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"AUTOSTAT OMNIBUS-2020". Winter Car tires: preferences of car owners (fourth wave)

"AUTOSTAT OMNIBUS-2020". Winter Car tires: preferences of car owners (fourth wave)

Exit date 07.12.2020

Format PDF

Price 3500 eur.

The fourth autumn wave of the project is aimed at identifying consumer preferences in the ...

07 december more info


Russian dealers of Ford began sales of updated Mondeo

Ford Mondeo sedan has received a technological upgrade aimed at the safety improving of the car and improving of the intelligent driver assistance systems. People can order updated Ford Mondeo at all official Ford dealers in Russia.

05 julymore info


In 2015, the insurance will bring losses to insurers in 69 regions

ОСАГО.jpgRate increase on insurance by 25% will not be enough to ensure that this type of insurance has ceased to be unprofitable for companies, say the analysts of the rating agency "Expert RA". By increasing the rate by a quarter there will be only the temporary stabilization in the market of CTP: problems with registration of policies, regulation of losses and sustainability of sector are resolved partially in 2014, but they will be again in 2015, wrote "RBK".

"Expert RA" predicts that in 2015, insurers will have losses on insurance in 69 regions. They estimate that in 2013 the activities of insurers was unprofitable in 23 regions. In four regions - Kamchatka Krai, Amur, Ulyanovsk and Murmansk regions - the loss ratio exceeds 120% (that is, the company is spending on the business of insurance policies more by 20% than it has as a premium). In 2015, as it was predicted by the "Expert RA", such regions will be 43.

Analysts estimate the activities of companies by adjusted combined ratio of loss netto. It is calculated as the sum of payments to customers for the year, provisions for future payments, administrative expenses and payments for court divided on the collected during the same period contributions. If the ratio is greater than 100%, the insurance company's activities will bring losses.

According to the new version of the law on insurance since October 1, 2014 limit payments will be increased for property damage in an accident from 120 thousand to 400 thousand rubles; from April 1st, 2015 it will increase the limit of payments on the life and health of the victim in the accident - from 160 thousand to 500 thousand rubles.

To increase the base rate for insurance that has not changed since the introduction of this type of insurance in 2003, the Bank of Russia plans in October of 2014. As reported earlier the representatives of the regulator, the rate will increase by 25-30%.

According to analysts of "Expert RA", to stabilize the situation in the market of insurance, it is necessary to raise the base rate by 40-60% and to change the territorial factors in the most unprofitable areas.

31.07.14 AA "AUTOSTAT"
Source: www.autostat.ru