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"AUTOSTAT OMNIBUS-2020". Winter Car tires: preferences of car owners (fourth wave)

"AUTOSTAT OMNIBUS-2020". Winter Car tires: preferences of car owners (fourth wave)

Exit date 07.12.2020

Format PDF

Price 3500 eur.

The fourth autumn wave of the project is aimed at identifying consumer preferences in the ...

07 december more info


Russian dealers of Ford began sales of updated Mondeo

Ford Mondeo sedan has received a technological upgrade aimed at the safety improving of the car and improving of the intelligent driver assistance systems. People can order updated Ford Mondeo at all official Ford dealers in Russia.

05 julymore info


What transport do the Russians choose for vacation?
  • 09.07.19 What transport do the Russians choose for vacation?

    Summer has already launched a series of vacations and travels. Someone goes abroad, at sea, and someone arranges weekend tours to the country, to nature, to relatives ... When choosing a destination, it is important to take care of the transport that takes you to the desired destination.



Car loans will rise in price following the increase of the key rate


The Central Bank for the seventh time since the beginning of the year increased the key rate by 1 percentage point up to 8.5% on last Friday, while in the spring it was 4.25%. At the same time, the regulator does not exclude an increase in the key rate in the future. According to the estimates of the National Rating Agency, following the key rate, in particular, rates on car loans will grow - up to 15-16%.

“I share the opinion of experts who believe that we have seen the last significant increase in the key rate, and in the near future we will see certain stability. We will see an increase in client rates very soon. In the medium term, we do not expect a significant increase in the key rate, but a lot will depend on whether the previous decisions will bring the expected effect or not, - comments Alexey Borodavin, director of the retail car lending department at Rosbank Auto. - High demand for cars still remains, although there are already the first signals of its slowdown. Demand is fueled by customer concerns about further value increases.

The same effect is possible with an increase in interest rates on loans. While waiting for them to rise, customers may want to lock in a lower rate for themselves, speeding up their purchase. If we ignore the rise in car prices, loan rates have not won back the growth in the key rate yet. Therefore, buying on credit now means getting an attractive rate. "According to Andrey Kochenkov, member of the board, business development director of MS Bank Rus, banks have already made changes in terms of interest rates, which is not so much due to the value of the key rate as to the increase in the cost of money. If there are any upward adjustments in interest rates, they will be insignificant, and closer to February.

22.12.21 AUTOSTAT
Source: www.autostat.ru