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"AUTOSTAT OMNIBUS-2022". Summer car tires: preferences of car owners (fourth wave)

"AUTOSTAT OMNIBUS-2022". Summer car tires: preferences of car owners (fourth wave)

Exit date 27.05.2022

Format PDF

Price 3430 eur.

"AUTOSTAT OMNIBUS" is an annual project of the analytical agency "AUTOSTAT", which is a survey of car owners according to a certain methodology and makes it possible to compare assessment indicators over time.

In the spring of 2022 (in addition to the annual autumn wave), the fourth spring wave of the project will be released, which is aimed at identifying consumer preferences in the purchase and operation of summer tires.

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Car loans will rise in price following the increase of the key rate

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The Central Bank for the seventh time since the beginning of the year increased the key rate by 1 percentage point up to 8.5% on last Friday, while in the spring it was 4.25%. At the same time, the regulator does not exclude an increase in the key rate in the future. According to the estimates of the National Rating Agency, following the key rate, in particular, rates on car loans will grow - up to 15-16%.

“I share the opinion of experts who believe that we have seen the last significant increase in the key rate, and in the near future we will see certain stability. We will see an increase in client rates very soon. In the medium term, we do not expect a significant increase in the key rate, but a lot will depend on whether the previous decisions will bring the expected effect or not, - comments Alexey Borodavin, director of the retail car lending department at Rosbank Auto. - High demand for cars still remains, although there are already the first signals of its slowdown. Demand is fueled by customer concerns about further value increases.

The same effect is possible with an increase in interest rates on loans. While waiting for them to rise, customers may want to lock in a lower rate for themselves, speeding up their purchase. If we ignore the rise in car prices, loan rates have not won back the growth in the key rate yet. Therefore, buying on credit now means getting an attractive rate. "According to Andrey Kochenkov, member of the board, business development director of MS Bank Rus, banks have already made changes in terms of interest rates, which is not so much due to the value of the key rate as to the increase in the cost of money. If there are any upward adjustments in interest rates, they will be insignificant, and closer to February.

22.12.21 AUTOSTAT
Source: www.autostat.ru