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AUTOSTAT OMNIBUS-2019. Winter Car Tires: Car Owner Preferences (Third Wave)

AUTOSTAT OMNIBUS-2019. Winter Car Tires: Car Owner Preferences (Third Wave)

Exit date 12.12.2019

Format PDF

Price 3500 eur.

The third autumn wave of the project is aimed at the consumer preferences in the purchase and operation of winter tires.

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Analytics

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News

For two weeks it was received more than 26,000 applications on preferential car loans

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Prime Minister, Dmitry Medvedev, signed a decree, according to which the Ministry of Industry will provide a subsidy for banks provided by them discounts on car loans for individuals, on the basis of 2/3 of the key rate of the Bank of Russia. Ministry of Industry and Trade announced the launch of program of preferential car loans on April 1st. Since the first day of the program the issuing of preferential car loans was started by banks, that had traditionally about 80% of all credit car sales in Russia (including VTB 24, "Setelem Bank" (a subsidiary of the Sberbank), "UniCredit Bank", "Rusfinance", "Volkswagen Bank RUS", Metallurgical Commercial Bank).

Less than for two weeks of the program – from April 1st to 12th – it was received 26.4 thousand applications from individuals for the purchase of cars on credit at a reduced rate, among which it was approved 14.3 thousand applications; it was signed 3165 concessional loan agreements. The average rate with taking into account the discount was 12.04%, showing a downward trend (12.32% as of April 5th).

As of April 16th, statements of intention to participate in the program were sent by 78 Russian credit organizations. The program involves cars, the price of which is limited by 1 million Rubles - this is the most popular segment of the car market.

The program of preferential car loan applies to passenger cars and light commercial vehicles of 2015 release, the total weight, which is less than 3.5 tonnes. When you make an advance payment of not less than 20% of the cost of the car the loan rate will be reduced by state-subsidized interest rate of 2/3 of the key rate of the Bank of Russia on the date of the loan agreement. Thus, the final bid for the car buyer does not exceed 15% per annum. Loans will be issued before the end of 2015 for a period up to 36 months.

Full list of participating banks is published on the official website of Ministry of Industry and Trade of Russia. Lists of models, the rates to prices and other terms of the contract are determined by credit institutions based on their own risk analysis. From the federal budget it will be allocated 1.5 billion Rubles until the end of the year, which will provide up to 200 thousand preferential car loans.

22.04.15 AA "AUTOSTAT"
Source: www.autostat.ru